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Baccarat
Rules
Two hands are
dealt in Baccarat - the Banker's hand
and the Player's hand. Prior to each
deal, the player wagers on whether the
Player's hand or the Banker's hand is
closest to a total of 9. The player also
has the option to wager on a tie (i.e.
both the banker's and player's hands
total the same).
Bets
There are three types of bets a player
may wager on - the Player's hand (click
on the second row from the end of the
table to place the wager), the Banker's
hand (click on the third row from the
end of the table to place the wager), or
the Tie bet (click on the fourth row or
last row from the end of the table to
place the wager). A combination of these
bets can also be made.
the
Player and Banker are dealt two cards. All
tens and picture cards are worth zero,
aces are worth 1, and all other cards are
worth their face value. If the value of
cards exceeds 9, then the value is
adjusted by subtracting 10 from the total.
Example:
| Hand |
Hand
Total |
| 9+7=16 |
6 |
| 5+5+5=15 |
5 |
| 10+9=19 |
"Natural"
9 |
After the first two cards are dealt to
both the Player and Dealer, a third
additional card may be dealt but the
player does not ask for a third card. All
additional cards are subject to a third
card rule. No hand receives more than
three cards. When the Player and Banker
hands equal the same total, the hand is
declared a Tie.
Third Card Rules:
If
the Player's two cards total:
| Player's
Hand |
Draw? |
| 0-5 |
Players
hand must draw |
| 6-7 |
Players
hand must stand |
| 8-9 |
"Natural"
Both hands stand |
After
the Player's Hand acts on a third card
draw, the Banker's Hand receives a third
card according to these rules:
| Bankers
Hand |
Draw? |
| 0-2 |
Bankers
hand must draw |
| 3-6 |
3rd
card to players hand determines
draw or stand |
| 7-9 |
Bankers
hand must stand |
When
the Banker's two cards total between 3-6:
| Bankers
Hand |
Bankers
Hand Draws When Players 3rd Card
is: |
Bankers
Hand does not Draw when Players
3rd Card is: |
| 3 |
1-2-3-4-5-6-7-9 |
8 |
| 4 |
2-3-4-5-6-7 |
0-1-8-9 |
| 5 |
4-5-6-7 |
0-1-2-3-8-9 |
| 6 |
6-7 |
0-1-2-3-4-5-8-9 |
If
the Player's hand stands on two cards,
then a two card Banker hand totaling 3, 4,
5 must draw and a Banker hand totaling 6
must stand.
Payoffs:
| Wager
and Result |
Payoff |
| A
Winning Player Hand Wager |
1 to 1 |
| A
Winning Banker Hand Player |
1 to 1 +
5% to the Bank |
| A
Winning Tie Wager |
8 to 1 |
|
|
| 
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